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為(wei)了進一步健全(quan)集團員(yuan)工(gong)(gong)保(bao)(bao)險福利(li)體系，提高員(yuan)工(gong)(gong)醫(yi)療保(bao)(bao)障水平(ping)，降低員(yuan)工(gong)(gong)醫(yi)療費用支出負擔，自12月1日起(qi)，集團依托中國人(ren)民健康保(bao)(bao)險股份公(gong)(gong)司(si)青島(dao)分公(gong)(gong)司(si)、平(ping)安養老保(bao)(bao)險股份有限公(gong)(gong)司(si)青島(dao)分公(gong)(gong)司(si)，面向全(quan)體在冊職工(gong)(gong)實(shi)施職工(gong)(gong)補充醫(yi)療保(bao)(bao)險。 

該(gai)保(bao)(bao)險(xian)分為(wei)大(da)額(e)保(bao)(bao)障(zhang)類(lei)(lei)、日(ri)常(chang)診(zhen)療類(lei)(lei)、公(gong)共保(bao)(bao)額(e)三個(ge)類(lei)(lei)型，設立(li)了意(yi)外身故保(bao)(bao)障(zhang)金(jin)、意(yi)外殘疾(ji)(ji)保(bao)(bao)障(zhang)金(jin)、疾(ji)(ji)病(bing)(bing)身故保(bao)(bao)障(zhang)金(jin)、重(zhong)大(da)疾(ji)(ji)病(bing)(bing)保(bao)(bao)障(zhang)金(jin)、疾(ji)(ji)病(bing)(bing)門急診(zhen)保(bao)(bao)障(zhang)金(jin)、意(yi)外門急診(zhen)保(bao)(bao)障(zhang)金(jin)、住院(yuan)醫(yi)療（包含意(yi)外與疾(ji)(ji)病(bing)(bing)）、住院(yuan)津(jin)貼(tie)（包含意(yi)外和疾(ji)(ji)病(bing)(bing)）、公(gong)共保(bao)(bao)額(e)保(bao)(bao)險(xian)金(jin)共9個(ge)保(bao)(bao)險(xian)項目，每個(ge)項目都明確規定(ding)了保(bao)(bao)險(xian)責任。該(gai)保(bao)(bao)險(xian)最高保(bao)(bao)額(e)為(wei)20萬元(yuan)(yuan)，其(qi)中意(yi)外身故、意(yi)外傷(shang)殘的保(bao)(bao)額(e)為(wei)20萬元(yuan)(yuan)；社會(hui)補充(chong)住院(yuan)醫(yi)療、重(zhong)大(da)疾(ji)(ji)病(bing)(bing)、疾(ji)(ji)病(bing)(bing)身故的保(bao)(bao)額(e)為(wei)10萬元(yuan)(yuan)。

海灣集團職(zhi)(zhi)工補充醫(yi)療保(bao)險的實(shi)(shi)施，是(shi)集團開展“我為群(qun)眾辦實(shi)(shi)事”實(shi)(shi)踐活動的一項重要舉措，標(biao)志著集團關愛職(zhi)(zhi)工在跨入長效化軌道進程中又增(zeng)加了多(duo)重保(bao)障。